Balance Sheet Data

Pathfinder Bancorp, Inc. (PBHC)

$11.6

-0.36 (-3.01%)

Year
A/P
2019
Actual
2020
Actual
2021
Actual
2022
Actual
2023
Actual
2024
Projected
2025
Projected
2026
Projected
2027
Projected
2028
Projected
Total Cash 131.29171.73227.75205.66-205.51273.80337.16415.20511.30629.64
Total Cash (%)
Account Receivables 3.714.554.526.178.5010.4712.9015.8819.5624.08
Account Receivables (%)
Inventories -23.96-48.01-41.67837.72274.86338.48416.82513.29632.10778.39
Inventories (%)
Accounts Payable 0.400.190.110.970.740.911.121.371.692.08
Accounts Payable (%)
Capital Expenditure -3.60-1.26-1.21-5.21-5.12-6.30-7.76-9.56-11.77-14.50
Capital Expenditure (%)



To support growth, companies need to keep investing in capital items – including property, plants and equipment.
To calculate this net investment,we take capital expenditure (found in the company’s statement of cash flows) and subtract non-cash depreciation (found on the income statement).
Working capital refers to the cash a company needs for day-to-day operations.
The faster a company expands, the more cash it will need.
To calculate working capital, we take current assets and subtract current liabilities.
You can find both of these on a company’s balance sheet, which is published in its quarterly and annual financial statements.