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PROV - Provident Financial ...

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Provident Financial Holdings, Inc.

PROV

NASDAQ

Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. The company also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. It operates through 12 full-service banking offices in Riverside County and one full-service banking office in San Bernardino County. The company was founded in 1956 and is based in Riverside, California.

15.57 USD

0.3145 (2.02%)

PROV Financial Statements

Quarter

2025 Q3

2025 Q2

2025 Q1

2024 Q4

Total Revenue

18.29M

14.02M

10.21M

15.38M

Cost of Revenue

4.42M

4.42M

0

0

Gross Profit

13.88M

9.6M

10.21M

15.38M

Operating Expenses

9.65M

187k

6.53M

14.92M

Research and Development

0

0

0

0

Selling, General & Administrative Expenses

9.65M

187k

4.99M

4.8M

Selling & Marketing Expenses

181k

187k

173k

193k

General & Administrative Expenses

9.83M

5.02M

4.82M

4.6M

Other Expenses

0

0

0

0

Operating Income

-19.29M

13.83M

5.46M

2.94M

Total Other Income/Expenses Net

21.95M

-12.61M

-2.77M

-184k

Income Before Tax

2.65M

1.22M

2.69M

2.76M

Income Tax

797k

352k

789k

805k

Net Income

1.86M

872k

1.9M

1.95M

Basic EPS

0.28

0.13

0.28

0.28

EPS Diluted

0.28

0.13

0.28

0.28

Basic Average Shares

6.68M

6.83M

6.83M

6.87M

Diluted Average Shares

6.73M

6.86M

6.86M

6.89M

EBITDA

2.65M

0

0

3.61M

All figures are in USD.

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