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SYF - Synchrony Finan...

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Synchrony Financial

SYF

NYSE

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.

52.43 USD

0.26 (0.496%)

Historical Prices

From:

To:

51.5551.651.85252.252.452.5809:30 AM09:50 AM10:10 AM10:30 AM10:50 AM11:10 AM11:30 AM11:50 AM12:10 PM12:30 PM12:50 PM01:10 PM01:30 PM01:50 PM02:10 PM02:30 PM02:50 PM03:10 PM03:30 PM03:50 PM

About

ceo

Mr. Brian D. Doubles

sector

Financial Services

industry

Financial - Credit Services

exchange

NYSE

Description

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellatio...

CIK

0001601712

ISIN

US87165B1035

CUSIP

87165B103

Address

777 Long Ridge Road

Phone

203 585 2400

Country

US

Employee

20,000

IPO Date

Jul 31, 2014

Financial Statement

01B2B3B4B5B6B2024 Q12024 Q22024 Q32024 Q42025 Q1RevenueNet Income

Earnings

00.30.60.91.21.51.82.12023 Q22023 Q32023 Q42024 Q12024 Q22024 Q32024 Q42025 Q1EPS Consensus

SYF Financial Summary

CIK

0001601712

Exchange

NYSE

Industry

Financial - Credit S...

Sector

Financial Services

CUSIP

87165B103

ISIN

US87165B1035

Country

US

Price

52.43

Beta

1.45

Volume Avg.

5.04M

Market Cap

19.96B

Shares

-

52-Week

40.545-70.93

DCF

142.95

ROE

-

ROA

-

Operating Margin

-

Debt/Equity

-

P/E

7.18

P/B

-

Website

https://www.synchrony.com

Upgrades and Downgrades

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Latest SYF News

Andrew Wynn

8 days ago

Synchrony Financial (NYSE: SYF) Surpasses Earnings Estimates

Synchrony Financial (NYSE: SYF) is a prominent player in the financial services sector, specializing in consumer financial products, including credit cards, savings accounts, and loans. The company competes with other financial giants like American Express and Discover. On April 22, 2025, SYF reported earnings per share (EPS) of $1.89, surpassing the estimated $1.66, showcasing its strong earnings performance. The company's revenue for the first quarter of 2025 was approximately $4.46 billion, ...

Andrew Wynn

Mar 23, 2025

Synchrony Financial (NYSE:SYF): A Leader in Financial Effici...

Synchrony Financial (NYSE:SYF) is a leading consumer financial services company in the United States. It offers a range of credit products, including private label credit cards, dual cards, and installment loans. The company partners with retailers, healthcare providers, and manufacturers to provide financial solutions to their customers. In a competitive landscape, Synchrony competes with other financial institutions like Citizens Financial Group, Discover Financial Services, Ally Financial, Th...

Alex Lavoie

Mar 1, 2025

Synchrony Financial's Financial Performance Compared to Peer...

Synchrony Financial (NYSE:SYF) is a consumer financial services company that provides a range of credit products through programs with retailers, merchants, manufacturers, and healthcare providers. It operates in the financial services sector, competing with companies like Citizens Financial Group, Discover Financial Services, Ally Financial, The Bank of New York Mellon Corporation, and M&T Bank Corporation. In evaluating Synchrony Financial's performance, its Return on Invested Capital (ROIC) ...

Tony Dante

Feb 13, 2025

Synchrony Financial (NYSE:SYF) Competes in Financial Efficie...

Synchrony Financial (NYSE:SYF) is a consumer financial services company that provides a range of credit products through programs with retailers, merchants, manufacturers, and healthcare providers. It competes with other financial institutions like Citizens Financial Group, Discover Financial Services, Ally Financial, The Bank of New York Mellon, and M&T Bank Corporation. These companies are evaluated based on their ability to generate returns on invested capital relative to their cost of capita...

Davit Kirakosyan

Jan 28, 2025

Synchrony Financial Drops 3% Following Q4 Results

Synchrony Financial (NYSE:SYF) shares dropped more than 3% pre-market today following the company’s fourth-quarter earnings announcement. The financial services firm showcased strong performance, particularly in credit loss provisions and loan growth. The company posted adjusted earnings per share of $1.91, narrowly exceeding analyst estimates of $1.89. Revenue for the quarter totaled $3.8 billion, slightly under the projected $3.84 billion. Despite the revenue miss, interest and fees on loans r...

Rayan Ahmad

Nov 16, 2024

Synchrony Financial's Capital Efficiency Outshines Competito...

Synchrony Financial (NYSE:SYF) is a prominent consumer financial services company in the United States. It offers a range of credit products, including private label credit cards, dual cards, and installment loans. The company competes with other financial institutions like Citizens Financial Group, Discover Financial Services, Ally Financial, The Bank of New York Mellon, and M&T Bank Corporation. In evaluating Synchrony Financial's performance, the Return on Invested Capital (ROIC) and Weighte...

Andrew Wynn

Sep 8, 2024

Synchrony Financial (NYSE:SYF) and Its Competitive Edge in C...

Synchrony Financial (NYSE:SYF) operates in the competitive consumer financial services sector in the United States, offering a diverse range of credit products and banking services. With a current stock price of $47.41 and an ambitious target price of $327.53, SYF showcases significant growth potential. The company's financial health can be assessed through its Weighted Average Cost of Capital (WACC) and Return on Invested Capital (ROIC), crucial metrics for investors. SYF's WACC stands at 14.08...

Stuart Mooney

Aug 29, 2024

Synchrony Financial's Financial Efficiency in the Consumer F...

Synchrony Financial (NYSE:SYF) operates in the competitive consumer financial services sector in the United States, offering a variety of credit products and banking services. This sector is known for its intense competition, with companies constantly striving to offer better rates, rewards, and services to attract and retain customers. Among its peers, Synchrony Financial stands out for its ability to generate returns above its cost of capital, as indicated by its ROIC/WACC ratio of 1.38. This ...

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