Upstart Holdings, Inc. (UPST)

Technology giants are betting billions of dollars on artificial intelligence despite the industry being in its infancy. There will be no shortage of AI opportunities for investors in the coming years.

Upstart's business has been hurt by raised interest rates. It's still forging partnerships with new clients and launching new products.

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The Twitch competitor has doled out generous deals to content creators. It has also faced criticism for its lax moderation and embrace of online gambling.

Upstart is struggling to drum up demand for its AI-powered loans. C3.ai is laying off employees despite apparently incredible demand for its latest generative AI products.

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Upstart's AI-based model gives it an advantage over a conventional credit score. The company has struggled in the current macro environment with high interest rates.

Upstart's stock has nearly taken a round trip back to its IPO price. Its growth ground to a halt as interest rates rose.