• RBC Capital maintains a "Sector Perform" rating for Affirm Holdings Inc. (NASDAQ:AFRM) and adjusts its price target from $87 to $77.
• Affirm's recent earnings report surpassed Wall Street's expectations, indicating strong financial performance and potential for future growth.
• The stock price of AFRM has experienced significant volatility, with a current price of $57.24, reflecting a decrease of approximately 3.68%.

Affirm Holdings Inc. (NASDAQ:AFRM) is a leading financial technology company that offers innovative buy-now-pay-later services, enabling consumers to make purchases and pay for them over time. Competing with other fintech giants like Afterpay and Klarna, Affirm has carved out a significant niche in the market. On February 6, 2026, RBC Capital reiterated its "Sector Perform" rating for AFRM, advising investors to hold their positions. At this juncture, the stock was valued at $56.69.

In a strategic move, RBC Capital revised its price target for Affirm, reducing it from $87 to $77. This adjustment mirrors a cautious stance on the stock's future trajectory. Despite this, Affirm's latest earnings disclosure revealed revenue and gross merchandise volume figures that exceeded analysts' forecasts, a testament to the company's robust financial health as reported by Barrons. This impressive financial performance underscores Affirm's potential for sustained growth.

As of now, AFRM's stock is trading at $57.24, marking a decline of roughly 3.68% or $2.19. The stock has shown volatility within the trading day, oscillating between a low of $56.10 and a high of $61.10. Over the preceding year, AFRM has navigated through highs and lows, peaking at $100 and bottoming out at $30.90, which highlights the stock's significant price volatility.

The company's market capitalization stands at an estimated $18.89 billion, reflecting its substantial market value and industry standing. With a trading volume of 4,243,448 shares on the NASDAQ exchange, AFRM remains a focal point for investors. Despite the recent dip in its stock price, market analysts argue that the decline is unjustified, given Affirm's commendable financial outcomes.