• Earnings Per Share (EPS) of $0.87 exceeded the estimated $0.86, indicating positive earnings performance.
• Net income for Q4 2025 rose to $24.8 million from $16.4 million in Q4 2024, reflecting improved profitability.
• Despite positive EPS, actual revenue was significantly lower than estimated, highlighting a potential concern in revenue generation.

FirstSun Capital Bancorp, trading as NASDAQ:FSUN, is a financial services company that recently reported its earnings for the fourth quarter and full year of 2025. The company focuses on providing banking and financial services. In a competitive industry, FSUN's performance is closely watched by investors and analysts.

On January 26, 2026, FSUN reported earnings per share (EPS) of $0.87, slightly above the estimated $0.86. This indicates a positive earnings performance. The company's net income for the fourth quarter of 2025 was $24.8 million, a notable increase from $16.4 million in the same period of 2024. This growth reflects the company's improved profitability. The adjusted net income for the fourth quarter of 2025 was $26.9 million, or $0.95 per diluted share, compared to $24.3 million, or $0.86, in 2024, indicating strong underlying performance.

FSUN's financial ratios provide further insight into its valuation and financial health. The price-to-earnings (P/E) ratio of approximately 11.73 suggests that investors are willing to pay $11.73 for every dollar of earnings. The price-to-sales ratio of about 1.91 indicates the company's market value relative to its sales. The enterprise value to sales ratio of approximately 0.87 reflects the company's total value compared to its sales.

The company's debt-to-equity ratio is approximately 0.076, indicating a low level of debt compared to equity, which is generally favorable. However, the current ratio of around 0.098 suggests potential liquidity challenges in meeting short-term obligations. Despite these challenges, FSUN's earnings yield of about 8.52% represents a solid return on investment for shareholders.