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Guaranty Bancshares, Inc. (NASDAQ:GNTY) Reports Q1 2025 Earnings

Guaranty Bancshares, Inc. (NASDAQ:GNTY), the parent company of Guaranty Bank & Trust, N.A., operates within the Zacks Banks - Southwest industry. The company provides a range of financial services, including personal and business banking. GNTY competes with other regional banks, striving to maintain a strong financial position and deliver value to its shareholders.

On April 21, 2025, GNTY reported earnings per share (EPS) of $0.75, slightly below the estimated $0.77. This represents a negative surprise of 2.60%, as highlighted by Zacks. Despite this, the EPS showed improvement from the $0.58 reported in the same quarter last year, indicating growth in profitability.

The company achieved a revenue of approximately $31.76 million, surpassing the estimated $31.10 million by 1.79%. This revenue also marks an increase from the $28.85 million reported a year ago. GNTY has exceeded consensus revenue estimates twice in the last four quarters, demonstrating consistent performance in revenue generation.

During the Q1 2025 earnings conference call, key company figures such as CEO Ty Abston and CFO Shalene Jacobson discussed the financial results. The call included participants from financial institutions like KBW and Raymond James, emphasizing the importance of GNTY's financial performance in the banking sector.

GNTY reported a net income available to common shareholders of $8.6 million, or $0.75 per basic share, for the quarter ending March 31, 2025. This is a decrease from the previous quarter's net income of $10 million, or $0.88 per basic share. The company maintains a low debt-to-equity ratio of approximately 0.13, indicating a strong balance sheet with minimal debt.