• HBT Financial, Inc. (NASDAQ:HBT) reported earnings per share (EPS) of $0.60, beating the estimated $0.57.
• The company also exceeded revenue expectations with $63.1 million reported, against the estimated $58.3 million.
• HBT's financial metrics such as ROAA of 1.54%, ROAE of 13.95%, and ROATCE of 16.20% underscore its strong financial performance and effective asset management.

HBT Financial, Inc. (NASDAQ:HBT) is the holding company for Heartland Bank and Trust Company, operating within the financial services sector and focusing primarily on banking activities. As a member of the Zacks Banks - Northeast industry, HBT stands out among regional banks for its consistent financial performance, as evidenced by its recent earnings report.

On April 21, 2025, HBT reported earnings per share (EPS) of $0.60, surpassing the estimated $0.57. This marks a significant improvement from the $0.57 per share reported in the same quarter last year. The earnings surprise for this quarter stands at 7.02%, as highlighted by Zacks. Over the past four quarters, HBT has consistently outperformed consensus EPS estimates, showcasing its ability to exceed Wall Street expectations.

HBT also reported revenue of approximately $63.1 million, exceeding the estimated $58.3 million. For the quarter ending March 2025, the company reported revenues of $58.01 million, which exceeded the Zacks Consensus Estimate by 2.32%. This is a notable increase from the $52.31 million in revenues reported a year ago. HBT has surpassed consensus revenue estimates twice in the last four quarters, reflecting its robust financial health and operational efficiency.

The company's net income for the first quarter of 2025 was $19.1 million, translating to $0.60 per diluted share. The return on average assets (ROAA) was 1.54%, while the return on average stockholders' equity (ROAE) stood at 13.95%. Additionally, the return on average tangible common equity (ROATCE) was 16.20%. These metrics highlight HBT's strong financial performance and effective asset management.

HBT's net interest margin increased by 16 basis points, reaching 4.12%, while the tax-equivalent basis net interest margin rose by 15 basis points to 4.16%. The company's price-to-earnings (P/E) ratio is approximately 8.96, indicating the price investors are willing to pay per dollar of earnings. The earnings yield for HBT is about 11.16%, suggesting a favorable return on investment for shareholders.