FMP
Farmers & Merchants Bancorp, Inc.
FMAO
NASDAQ
Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer and credit card lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, remote deposit capture or electronic deposit processing, and merchant credit card services. It also offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio.
22.32 USD
0.01 (0.0448%)
Operating Data
Year
2020
2021
2022
2023
2024
2025
2026
2027
2028
2029
Revenue
74.87M
84.83M
100.37M
95.69M
98.9M
106.4M
114.47M
123.14M
132.48M
142.52M
Revenue %
-
13.31
18.32
-4.66
3.35
7.58
7.58
7.58
7.58
Ebitda
29.5M
34.49M
44.49M
-
-
26.47M
28.48M
30.64M
32.96M
35.46M
Ebitda %
39.41
40.66
44.33
-
-
24.88
24.88
24.88
24.88
Ebit
26.24M
31.08M
40.62M
-
-6.37M
22.5M
24.2M
26.03M
28.01M
30.13M
Ebit %
35.05
36.64
40.47
-
-6.44
21.14
21.14
21.14
21.14
Depreciation
3.27M
3.41M
3.87M
-
6.37M
3.98M
4.28M
4.6M
4.95M
5.33M
Depreciation %
4.36
4.02
3.86
-
6.44
3.74
3.74
3.74
3.74
EBIT (Operating profit)(Operating income)(Operating earning) = GROSS MARGIN (REVENUE - COGS) - OPERATING EXPENSES (R&D, RENT) EBIT = (1*) (2*) -> operating process (leverage -> interest -> EBT -> tax -> net Income) EBITDA = GROSS MARGIN (REVENUE - COGS) - OPERATING EXPENSES (R&D, RENT) + Depreciation + amortization EBITA = (1*) (2*) (3*) (4*) company's CURRENT operating profitability (i.e., how much profit it makes with its present assets and its operations on the products it produces and sells, as well as providing a proxy for cash flow) -> performance of a company (1*) discounting the effects of interest payments from different forms of financing (by ignoring interest payments), (2*) political jurisdictions (by ignoring tax), collections of assets (by ignoring depreciation of assets), and different takeover histories (by ignoring amortization often stemming from goodwill) (3*) collections of assets (by ignoring depreciation of assets) (4*) different takeover histories (by ignoring amortization often stemming from goodwill)
