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TCBI - Texas Capital Bancsh...

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Texas Capital Bancshares, Inc.

TCBI

NASDAQ

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking, consumer banking, investment banking, and wealth management services. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as information, wire transfer initiation, ACH initiation, account transfer, and service integration services; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing working capital, internal growth, acquisitions, and business insurance premiums, as well as consumer loans; loans to exploration and production companies; mortgage finance loans; commercial real estate and residential homebuilder finance loans; first and second lien loans for the purpose of purchasing or constructing 1-4 family residential dwellings, as well as home equity revolving lines of credit and loans to purchase lots for future construction of 1-4 family residential dwellings; and real estate loans originated through a small business administration program, as well as equipment finance and leasing services, and letters of credit. In addition, it offers online and mobile banking, and debit and credit card services; escrow services; personal wealth management and trust services; and depositors American Airlines AAdvantage miles. It operates in Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas.

74.65 USD

3.19 (4.27%)

TCBI Financial Statements

Year

2024

2023

2022

2021

CF from Operating Activities

481.12M

373.74M

147.97M

657.32M

Net Income

77.51M

189.14M

332.48M

253.94M

Depreciation & Amortization

54.23M

40.47M

45.28M

93.41M

Deferred Income Taxes

-16.09M

-17.78M

-17.39M

-20.25M

Stock Based Compensation

24.69M

24.2M

21.43M

31.33M

Change in Working Capital

37.27M

-49.47M

-22.96M

83.96M

Accounts Receivable

0

0

-25.48M

154.11M

Inventory

0

0

-2.52M

70.15M

Accounts Payable

38.88M

0

2.52M

-70.15M

Other Working Capital

-1.61M

-49.47M

2.52M

-70.15M

Other Non-Cash Items

303.51M

187.18M

-210.87M

214.94M

CF from Investing Activities

-2.48B

-1.76B

3.31B

1.23B

Investments in Property, Plant & Equipment

0

-16.38M

-11.27M

-4.13M

Net Acquisitions

0

0

3.32B

0

Investment Purchases

-2B

-863.69M

-920.22M

-1.06B

Sales/Maturities of Investments

1.71B

355.73M

531.77M

569.93M

Other Investing Activites

-2.19B

-1.23B

384.12M

1.73B

CF from Financing Activities

1.94B

-387.67M

-6.39B

-3.15B

Debt Repayment

-815M

75M

-1B

-911M

Common Stock Issued

0

0

-4.21M

-2.07B

Common Stock Repurchased

-81.51M

-105.02M

-115.3M

-150M

Dividends Paid

-17.25M

-17.25M

-17.25M

-18.72M

Other Financing Activites

2.86B

-489.26M

-6.26B

-2.89B

Free Cash Flow

481.12M

357.36M

136.7M

653.19M

Operating Cash Flow

481.12M

373.74M

147.97M

657.32M

Capital Expenditures

0

-16.38M

-11.27M

-4.13M

Cash at Beginning of Period

3.24B

5.01B

7.95B

9.21B

Cash at End of Period

3.19B

3.24B

5.01B

7.95B

Net Change In Cash

-54.04M

-1.77B

-2.93B

-1.26B

Retained Earning Schedule

Year

2024

2023

2022

2021

Retained Earnings (Previous Year)

2.44B

2.26B

1.95B

1.71B

Net Income

77.51M

189.14M

332.48M

253.94M

Stock Repurchases

-81.51M

-105.02M

-115.3M

-150M

Dividend Paid

-17.25M

-17.25M

-17.25M

-18.72M

Retained Earnings

2.47B

2.44B

2.26B

1.95B

Other Distributions

-63.97M

49.62M

182.68M

66.5M

PPE Schedule

Year

2024

2023

2022

2021

Gross PPE

0

32.37M

26.38M

20.9M

Annual Depreciation

0

0

10.95M

8.51M

Capital Expenditure

0

-16.38M

-11.27M

-4.13M

Net PPE

0

48.75M

26.71M

16.52M

Intangible and Goodwill Schedule

Year

2024

2023

2022

2021

Acquisitions and Adjustments

-1.5M

0

-15.77M

-405k

Goodwill (Previous Year)

1.5M

1.5M

17.26M

17.67M

Goodwill

0

1.5M

1.5M

17.26M

All figures are in USD.

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