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HQY - HealthEquity, Inc.

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HealthEquity, Inc.

HQY

NASDAQ

HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. The company offers cloud-based platforms for individuals to make health saving and spending decisions, pay healthcare bills, compare treatment options and prices, receive personalized benefit and clinical information, earn wellness incentives, grow their savings, and make investment choices; and health savings accounts. It also provides mutual fund investment platform; and online-only automated investment advisory services through Advisor, a Web-based tool. In addition, the company offers flexible spending accounts; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. It serves clients through a direct sales force; benefits brokers and advisors; and a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. The company was incorporated in 2002 and is headquartered in Draper, Utah.

85.78 USD

-0.05 (-0.05829%)

Free Cash Flow

Year

2021

2022

2023

2024

2025

2026

2027

2028

2029

2030

Revenue

733.57M

756.56M

861.75M

999.59M

1.2B

1.36B

1.54B

1.74B

1.97B

2.24B

Revenue %

-

3.13

13.9

16

20.03

13.26

13.26

13.26

13.26

Operating Cash Flow

181.62M

141M

150.65M

242.83M

339.86M

308.46M

349.38M

395.73M

448.22M

507.68M

Operating Cash Flow %

24.76

18.64

17.48

24.29

28.33

22.7

22.7

22.7

22.7

Cap Ex

-96.96M

-137.08M

-119.13M

-46.07M

-2.08M

-135.74M

-153.75M

-174.14M

-197.24M

-223.4M

Cap Ex %

-13.22

-18.12

-13.82

-4.61

-0.17

-9.99

-9.99

-9.99

-9.99

Free Cash Flow

84.66M

3.91M

31.52M

196.75M

337.77M

172.72M

195.64M

221.59M

250.98M

284.27M

Weighted Average Cost Of Capital

Price

85.78

Beta

Diluted Shares Outstanding

88.83M

Costof Debt

116.11

Tax Rate

After Tax Cost Of Debt

96.77

Risk Free Rate

Market Risk Premium

Cost Of Equity

Total Debt

52.22M

Total Equity

7.62B

Total Capital

7.67B

Debt Weighting

0.68

Equity Weighting

99.32

Wacc

6.79

Build Up Free Cash Flow

Year

2021

2022

2023

2024

2025

2026

2027

2028

2029

2030

Revenue

733.57M

756.56M

861.75M

999.59M

1.2B

1.36B

1.54B

1.74B

1.97B

2.24B

Operating Cash Flow

181.62M

141M

150.65M

242.83M

339.86M

308.46M

349.38M

395.73M

448.22M

507.68M

Cap Ex

-96.96M

-137.08M

-119.13M

-46.07M

-2.08M

-135.74M

-153.75M

-174.14M

-197.24M

-223.4M

Free Cash Flow

84.66M

3.91M

31.52M

196.75M

337.77M

172.72M

195.64M

221.59M

250.98M

284.27M

Wacc

6.79

6.79

6.79

6.79

6.79

Pv Lfcf

161.74M

171.54M

181.94M

192.97M

204.67M

Sum Pv Lfcf

912.86M

Terminal Value

Growth In Perpetuity Method

Long Term Growth Rate

Wacc

6.79

Free Cash Flow T1

295.64M

Terminal Value

10.59B

Present Terminal Value

7.62B

Intrinsic Value

Enterprise Value

8.54B

Net Debt

-243.73M

Equity Value

8.78B

Diluted Shares Outstanding

88.83M

Equity Value Per Share

98.86

Projected DCF

98.86 0.132%

DCF Levered

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