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EFX - Equifax Inc.

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Equifax Inc.

EFX

NYSE

Equifax Inc. provides information solutions and human resources business process automation outsourcing services for businesses, governments, and consumers. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers employment, income, criminal history, and social security number verification services, as well as payroll-based transaction, employment tax management, and identity theft protection products. The USIS segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting; mortgage services; financial marketing services; identity management services; credit monitoring products; and online information, decisioning technology solutions, as well as portfolio management, mortgage reporting, and consumer credit information services. The International segment offers information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and other services to support debt collections and recovery management. The company serves customers in financial services, mortgage, employers, consumer, commercial, telecommunication, retail, automotive, utility, brokerage, healthcare, and insurance industries, as well as state, federal, and local governments. It operates in the United States, Canada, Australia, New Zealand, India, the United Kingdom, Spain, Portugal, Argentina, Chile, Costa Rica, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Peru, Uruguay, Brazil, the Republic of Ireland, Russia, Cambodia, Malaysia, Singapore, and the United Arab Emirates. The company was founded in 1899 and is headquartered in Atlanta, Georgia.

264.33 USD

3.72 (1.41%)

Operating Data

Year

2020

2021

2022

2023

2024

2025

2026

2027

2028

2029

Revenue

4.13B

4.92B

5.12B

5.27B

5.68B

6.16B

6.69B

7.26B

7.87B

8.54B

Revenue %

-

19.29

4.03

2.79

7.9

8.5

8.5

8.5

8.5

Ebitda

1.22B

1.58B

1.67B

1.58B

1.72B

1.9B

2.07B

2.24B

2.43B

2.64B

Ebitda %

29.5

31.99

32.66

29.99

30.28

30.88

30.88

30.88

30.88

Ebit

826.8M

1.09B

1.11B

959.3M

1.04B

1.24B

1.34B

1.46B

1.58B

1.72B

Ebit %

20.03

22.23

21.72

18.22

18.3

20.1

20.1

20.1

20.1

Depreciation

391M

480.4M

560.1M

619.8M

680.6M

664.7M

721.22M

782.54M

849.09M

921.29M

Depreciation %

9.47

9.76

10.93

11.77

11.98

10.78

10.78

10.78

10.78

Balance Sheet

Year

2020

2021

2022

2023

2024

2025

2026

2027

2028

2029

Total Cash

1.68B

224.7M

285.2M

216.8M

169.9M

715.71M

776.56M

842.6M

914.25M

991.99M

Total Cash %

40.81

4.56

5.57

4.12

2.99

11.61

11.61

11.61

11.61

Receivables

630.6M

727.6M

857.7M

908.2M

957.6M

997.42M

1.08B

1.17B

1.27B

1.38B

Receivables %

15.28

14.78

16.74

17.25

16.86

16.18

16.18

16.18

16.18

Inventories

104.1M

108.4M

134.3M

-

-

90.56M

98.26M

106.61M

115.68M

125.52M

Inventories %

2.52

2.2

2.62

-

-

1.47

1.47

1.47

1.47

Payable

159.1M

211.6M

250.8M

197.6M

138.2M

237.12M

257.29M

279.16M

302.9M

328.66M

Payable %

3.85

4.3

4.9

3.75

2.43

3.85

3.85

3.85

3.85

Cap Ex

-421.3M

-469M

-624.5M

-601.3M

-511.5M

-645.36M

-700.24M

-759.78M

-824.39M

-894.49M

Cap Ex %

-10.21

-9.52

-12.19

-11.42

-9

-10.47

-10.47

-10.47

-10.47

Weighted Average Cost Of Capital

Price

264.33

Beta

Diluted Shares Outstanding

124.9M

Costof Debt

4.57

Tax Rate

After Tax Cost Of Debt

3.41

Risk Free Rate

Market Risk Premium

Cost Of Equity

Total Debt

5.01B

Total Equity

33.01B

Total Capital

38.03B

Debt Weighting

13.18

Equity Weighting

86.82

Wacc

10.63

Build Up Free Cash Flow

Year

2020

2021

2022

2023

2024

2025

2026

2027

2028

2029

Revenue

4.13B

4.92B

5.12B

5.27B

5.68B

6.16B

6.69B

7.26B

7.87B

8.54B

Ebitda

1.22B

1.58B

1.67B

1.58B

1.72B

1.9B

2.07B

2.24B

2.43B

2.64B

Ebit

826.8M

1.09B

1.11B

959.3M

1.04B

1.24B

1.34B

1.46B

1.58B

1.72B

Tax Rate

25.47

25.47

25.47

25.47

25.47

25.47

25.47

25.47

25.47

25.47

Ebiat

627.58M

858.35M

833.24M

728.66M

774.86M

940.93M

1.02B

1.11B

1.2B

1.3B

Depreciation

391M

480.4M

560.1M

619.8M

680.6M

664.7M

721.22M

782.54M

849.09M

921.29M

Receivables

630.6M

727.6M

857.7M

908.2M

957.6M

997.42M

1.08B

1.17B

1.27B

1.38B

Inventories

104.1M

108.4M

134.3M

-

-

90.56M

98.26M

106.61M

115.68M

125.52M

Payable

159.1M

211.6M

250.8M

197.6M

138.2M

237.12M

257.29M

279.16M

302.9M

328.66M

Cap Ex

-421.3M

-469M

-624.5M

-601.3M

-511.5M

-645.36M

-700.24M

-759.78M

-824.39M

-894.49M

Ufcf

21.68M

820.95M

652.04M

777.76M

835.16M

928.81M

969.57M

1.05B

1.14B

1.24B

Wacc

10.63

10.63

10.63

10.63

10.63

Pv Ufcf

839.56M

792.19M

776.96M

762.03M

747.38M

Sum Pv Ufcf

3.92B

Terminal Value

Growth In Perpetuity Method

Long Term Growth Rate

Wacc

10.63

Free Cash Flow T1

1.29B

Terminal Value

19.44B

Present Terminal Value

11.73B

Intrinsic Value

Enterprise Value

15.65B

Net Debt

4.84B

Equity Value

10.81B

Diluted Shares Outstanding

124.9M

Equity Value Per Share

86.54

Projected DCF

86.54 -2.054%

DCF Levered

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