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HMST - HomeStreet, Inc.

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HomeStreet, Inc.

HMST

NASDAQ

HomeStreet, Inc. operates as the bank holding company for HomeStreet Bank that provides commercial, mortgage, and consumer/retail banking services primarily in the Western United States. The company offers personal and business checking, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit; credit cards; insurance; and treasury management products and services. Its loan products include commercial business and agriculture loans, single family residential mortgages, consumer loans, commercial loans secured by residential and commercial real estate, and construction loans for residential and commercial real estate development, as well as consumer installment loans and permanent loans on commercial real estate and single-family residences. In addition, the company offers its products and services through bank branches, loan production offices, and ATMs, as well as through online, mobile, and telephone banking. As of December 31, 2021, it operated 60 full-service bank branches located in Washington state, Northern and Southern California, the Portland, Oregon, and Hawaii; and five primary stand-alone commercial lending centers in Central Washington, Oregon, Southern California, Idaho, and Utah. HomeStreet, Inc. serves small and medium sized businesses, real estate investors, professional firms, and individuals. The company was formerly known as Continental Mortgage and Loan Company. HomeStreet, Inc. was incorporated in 1921 and is headquartered in Seattle, Washington.

10.58 USD

0.015 (0.142%)

Operating Data

Year

2020

2021

2022

2023

2024

2025

2026

2027

2028

2029

Revenue

466.79k

1.24M

9M

3.31M

6.59T

10.49T

16.7T

26.59T

42.33T

67.39T

Revenue %

-

166.01

625.17

-63.23

199.06M

59.19

59.19

59.19

59.19

Ebitda

-27.63M

-36.32M

-19.79M

-11.79M

-11.12T

-10.49T

-16.7T

-26.59T

-42.33T

-67.39T

Ebitda %

-5.92k

-2.92k

-219.79

-356.14

-168.69

-100

-100

-100

-100

Ebit

-28.71M

-39.48M

-23.47M

-14.58M

-4.53M

-8.39T

-13.36T

-21.27T

-33.86T

-53.91T

Ebit %

-6.15k

-3.18k

-260.66

-440.37

-0

-80

-80

-80

-80

Depreciation

1.08M

3.16M

3.68M

2.79M

-11.12T

4.72T

7.52T

11.97T

19.06T

30.34T

Depreciation %

230.44

254.7

40.87

84.23

-168.69

45.02

45.02

45.02

45.02

Balance Sheet

Year

2020

2021

2022

2023

2024

2025

2026

2027

2028

2029

Total Cash

21.35M

42.35M

11.78M

15.11M

19.19T

10.49T

16.7T

26.59T

42.33T

67.39T

Total Cash %

4.57k

3.41k

130.85

456.38

291.19

100

100

100

100

Receivables

1M

237

2.4M

1.03M

2.35T

4.06T

6.46T

10.28T

16.37T

26.06T

Receivables %

214.35

0.02

26.68

31.04

35.6

38.67

38.67

38.67

38.67

Inventories

-1M

-

-

-988.13k

-

-2.72T

-4.34T

-6.91T

-10.99T

-17.5T

Inventories %

-214.23

-

-

-29.84

-

-25.97

-25.97

-25.97

-25.97

Payable

2.94M

5.14M

1.1M

961k

1.07M

5.06T

8.06T

12.83T

20.42T

32.51T

Payable %

628.77

414.27

12.23

29.02

0

48.25

48.25

48.25

48.25

Cap Ex

-10.43M

-3.13M

-4.95M

-

-

-5.35T

-8.52T

-13.56T

-21.58T

-34.36T

Cap Ex %

-2.23k

-252.16

-54.92

-

-

-50.98

-50.98

-50.98

-50.98

Weighted Average Cost Of Capital

Price

1.03

Beta

Diluted Shares Outstanding

8.98M

Costof Debt

4.15

Tax Rate

After Tax Cost Of Debt

0

Risk Free Rate

Market Risk Premium

Cost Of Equity

Total Debt

0

Total Equity

9.25M

Total Capital

9.25M

Debt Weighting

0

Equity Weighting

100

Wacc

11.43

Build Up Free Cash Flow

Year

2020

2021

2022

2023

2024

2025

2026

2027

2028

2029

Revenue

466.79k

1.24M

9M

3.31M

6.59T

10.49T

16.7T

26.59T

42.33T

67.39T

Ebitda

-27.63M

-36.32M

-19.79M

-11.79M

-11.12T

-10.49T

-16.7T

-26.59T

-42.33T

-67.39T

Ebit

-28.71M

-39.48M

-23.47M

-14.58M

-4.53M

-8.39T

-13.36T

-21.27T

-33.86T

-53.91T

Tax Rate

100

100

100

100

100

100

100

100

100

100

Ebiat

-28.53M

-39.47M

-23.46M

-14.59M

-4.55

-6.7T

-10.67T

-16.99T

-27.04T

-43.05T

Depreciation

1.08M

3.16M

3.68M

2.79M

-11.12T

4.72T

7.52T

11.97T

19.06T

30.34T

Receivables

1M

237

2.4M

1.03M

2.35T

4.06T

6.46T

10.28T

16.37T

26.06T

Inventories

-1M

-

-

-988.13k

-

-2.72T

-4.34T

-6.91T

-10.99T

-17.5T

Payable

2.94M

5.14M

1.1M

961k

1.07M

5.06T

8.06T

12.83T

20.42T

32.51T

Cap Ex

-10.43M

-3.13M

-4.95M

-

-

-5.35T

-8.52T

-13.56T

-21.58T

-34.36T

Ufcf

-34.94M

-37.23M

-31.17M

-9.57M

-13.47T

-1.25T

-9.46T

-15.06T

-23.97T

-38.16T

Wacc

11.43

11.43

11.43

11.43

11.43

Pv Ufcf

-1.12T

-7.62T

-10.88T

-15.55T

-22.21T

Sum Pv Ufcf

-57.38T

Terminal Value

Growth In Perpetuity Method

Long Term Growth Rate

Wacc

11.43

Free Cash Flow T1

-38.93T

Terminal Value

-412.66T

Present Terminal Value

-240.18T

Intrinsic Value

Enterprise Value

-297.56T

Net Debt

-19.19M

Equity Value

-297.56T

Diluted Shares Outstanding

8.98M

Equity Value Per Share

-33.14M

Projected DCF

-33135073 1%

DCF Levered

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