FMP
Trupanion, Inc.
TRUP
NASDAQ
Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on a monthly subscription basis in the United States, Canada, Puerto Rico, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. changed its name to Trupanion, Inc. in 2013. The company was founded in 2000 and is headquartered in Seattle, Washington.
45 USD
8.56 (19.02%)
Operating Data
Year
2020
2021
2022
2023
2024
2025
2026
2027
2028
2029
Revenue
502.03M
698.99M
905.18M
1.11B
1.29B
1.63B
2.07B
2.62B
3.32B
4.21B
Revenue %
-
39.23
29.5
22.47
15.97
26.79
26.79
26.79
26.79
Ebitda
2.73M
-23.25M
-29.01M
-20.48M
21.33M
-20.14M
-25.53M
-32.37M
-41.05M
-52.05M
Ebitda %
0.54
-3.33
-3.2
-1.85
1.66
-1.24
-1.24
-1.24
-1.24
Ebit
-4.35M
-35.21M
-39.93M
-32.96M
4.86M
-42.09M
-53.37M
-67.66M
-85.79M
-108.78M
Ebit %
-0.87
-5.04
-4.41
-2.97
0.38
-2.58
-2.58
-2.58
-2.58
Depreciation
7.07M
11.96M
10.92M
12.47M
16.47M
21.95M
27.83M
35.29M
44.75M
56.74M
Depreciation %
1.41
1.71
1.21
1.13
1.28
1.35
1.35
1.35
1.35
Balance Sheet
Year
2020
2021
2022
2023
2024
2025
2026
2027
2028
2029
Total Cash
229.74M
213.41M
222.41M
277.17M
307.38M
488.32M
619.16M
785.06M
995.41M
1.26B
Total Cash %
45.76
30.53
24.57
25
23.91
29.95
29.95
29.95
29.95
Receivables
99.06M
165.22M
232.44M
267.9M
274.03M
373.4M
473.45M
600.31M
761.16M
965.11M
Receivables %
19.73
23.64
25.68
24.17
21.31
22.91
22.91
22.91
22.91
Inventories
-
-
-
-
-
-
-
-
-
-
Inventories %
-
-
-
-
-
-
-
-
-
Payable
6.06M
8.95M
9.47M
10.51M
11.53M
17.54M
22.23M
28.19M
35.75M
45.32M
Payable %
1.21
1.28
1.05
0.95
0.9
1.08
1.08
1.08
1.08
Cap Ex
-7.45M
-12.36M
-17.09M
-18.28M
-9.72M
-24.6M
-31.19M
-39.54M
-50.14M
-63.57M
Cap Ex %
-1.48
-1.77
-1.89
-1.65
-0.76
-1.51
-1.51
-1.51
-1.51
Weighted Average Cost Of Capital
Price
45
Beta
Diluted Shares Outstanding
42.16M
Costof Debt
11.25
Tax Rate
After Tax Cost Of Debt
11.24
Risk Free Rate
Market Risk Premium
Cost Of Equity
Total Debt
128.89M
Total Equity
1.9B
Total Capital
2.03B
Debt Weighting
6.36
Equity Weighting
93.64
Wacc
11.76
Build Up Free Cash Flow
Year
2020
2021
2022
2023
2024
2025
2026
2027
2028
2029
Revenue
502.03M
698.99M
905.18M
1.11B
1.29B
1.63B
2.07B
2.62B
3.32B
4.21B
Ebitda
2.73M
-23.25M
-29.01M
-20.48M
21.33M
-20.14M
-25.53M
-32.37M
-41.05M
-52.05M
Ebit
-4.35M
-35.21M
-39.93M
-32.96M
4.86M
-42.09M
-53.37M
-67.66M
-85.79M
-108.78M
Tax Rate
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
Ebiat
-4.43M
-35.52M
-40.36M
-32.71M
4.86M
-42.02M
-53.28M
-67.55M
-85.66M
-108.61M
Depreciation
7.07M
11.96M
10.92M
12.47M
16.47M
21.95M
27.83M
35.29M
44.75M
56.74M
Receivables
99.06M
165.22M
232.44M
267.9M
274.03M
373.4M
473.45M
600.31M
761.16M
965.11M
Inventories
-
-
-
-
-
-
-
-
-
-
Payable
6.06M
8.95M
9.47M
10.51M
11.53M
17.54M
22.23M
28.19M
35.75M
45.32M
Cap Ex
-7.45M
-12.36M
-17.09M
-18.28M
-9.72M
-24.6M
-31.19M
-39.54M
-50.14M
-63.57M
Ufcf
-97.82M
-99.17M
-113.23M
-72.94M
6.5M
-138.03M
-151.99M
-192.71M
-244.35M
-309.82M
Wacc
11.76
11.76
11.76
11.76
11.76
Pv Ufcf
-123.51M
-121.68M
-138.05M
-156.62M
-177.69M
Sum Pv Ufcf
-717.62M
Terminal Value
Growth In Perpetuity Method
Long Term Growth Rate
Wacc
11.76
Free Cash Flow T1
-316.01M
Terminal Value
-3.24B
Present Terminal Value
-1.86B
Intrinsic Value
Enterprise Value
-2.58B
Net Debt
-31.41M
Equity Value
-2.54B
Diluted Shares Outstanding
42.16M
Equity Value Per Share
-60.34
Projected DCF
-60.34 1.746%
