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EFX - Equifax Inc.

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Equifax Inc.

EFX

NYSE

Equifax Inc. provides information solutions and human resources business process automation outsourcing services for businesses, governments, and consumers. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers employment, income, criminal history, and social security number verification services, as well as payroll-based transaction, employment tax management, and identity theft protection products. The USIS segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting; mortgage services; financial marketing services; identity management services; credit monitoring products; and online information, decisioning technology solutions, as well as portfolio management, mortgage reporting, and consumer credit information services. The International segment offers information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and other services to support debt collections and recovery management. The company serves customers in financial services, mortgage, employers, consumer, commercial, telecommunication, retail, automotive, utility, brokerage, healthcare, and insurance industries, as well as state, federal, and local governments. It operates in the United States, Canada, Australia, New Zealand, India, the United Kingdom, Spain, Portugal, Argentina, Chile, Costa Rica, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Peru, Uruguay, Brazil, the Republic of Ireland, Russia, Cambodia, Malaysia, Singapore, and the United Arab Emirates. The company was founded in 1899 and is headquartered in Atlanta, Georgia.

264.33 USD

3.72 (1.41%)

EFX Financial Statements

Quarter

2025 Q1

2024 Q4

2024 Q3

2024 Q2

Total Revenue

1.44B

1.42B

1.44B

1.43B

Cost of Revenue

656.7M

615M

645.2M

630.9M

Gross Profit

785.3M

804.4M

796.6M

799.6M

Operating Expenses

549.5M

516.3M

549.5M

517.4M

Research and Development

0

0

0

0

Selling, General & Administrative Expenses

374.9M

344.8M

380.4M

352.6M

Selling & Marketing Expenses

0

0

0

0

General & Administrative Expenses

0

0

0

0

Other Expenses

174.6M

171.5M

169.1M

164.8M

Operating Income

235.8M

288.1M

247.1M

282.2M

Total Other Income/Expenses Net

-50.4M

-62.5M

-53.3M

-57.6M

Income Before Tax

185.4M

225.6M

193.8M

224.6M

Income Tax

51.6M

52.2M

51.1M

59.4M

Net Income

133.1M

174M

141.3M

163.9M

Basic EPS

1.07

1.4

1.14

1.32

EPS Diluted

1.06

1.39

1.13

1.31

Basic Average Shares

124.1M

124M

123.9M

123.7M

Diluted Average Shares

125.1M

125.1M

125.2M

124.8M

EBITDA

414.7M

455M

423.5M

448.8M

Retained Earning Schedule

Quarter

2025 Q1

2024 Q4

2024 Q3

2024 Q2

Retained Earnings (Previous Year)

6.02B

5.89B

5.8B

5.68B

Net Income

133.1M

174M

141.3M

163.9M

Stock Repurchases

0

0

16M

-600k

Dividend Paid

-48.5M

-48.4M

-48.4M

-48.2M

Retained Earnings

6.1B

6.02B

5.89B

5.8B

Other Distributions

35.9M

77M

60.4M

66.6M

PPE Schedule

Quarter

2025 Q1

2024 Q4

2024 Q3

2024 Q2

Gross PPE

1.89B

3.33B

1.92B

1.89B

Annual Depreciation

176.4M

173.7M

173.4M

166.9M

Capital Expenditure

-107.2M

-118.9M

-124M

-136.7M

Net PPE

1.82B

3.28B

1.87B

1.86B

Intangible and Goodwill Schedule

Quarter

2025 Q1

2024 Q4

2024 Q3

2024 Q2

Acquisitions and Adjustments

42.7M

-182.2M

-16.5M

-14.8M

Goodwill (Previous Year)

6.55B

6.73B

6.75B

6.76B

Goodwill

6.59B

6.55B

6.73B

6.75B

All figures are in USD.

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