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HQY - HealthEquity, Inc.

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HealthEquity, Inc.

HQY

NASDAQ

HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. The company offers cloud-based platforms for individuals to make health saving and spending decisions, pay healthcare bills, compare treatment options and prices, receive personalized benefit and clinical information, earn wellness incentives, grow their savings, and make investment choices; and health savings accounts. It also provides mutual fund investment platform; and online-only automated investment advisory services through Advisor, a Web-based tool. In addition, the company offers flexible spending accounts; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. It serves clients through a direct sales force; benefits brokers and advisors; and a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. The company was incorporated in 2002 and is headquartered in Draper, Utah.

85.02 USD

-1.06 (-1.25%)

HQY Financial Statements

Quarter

2025 Q4

2025 Q3

2025 Q2

2025 Q1

Total Revenue

311.82M

300.43M

299.93M

287.6M

Cost of Revenue

122.77M

103.41M

126.86M

126M

Gross Profit

189.04M

197.03M

173.07M

161.59M

Operating Expenses

146.89M

177.4M

112.36M

117.82M

Research and Development

64.65M

60.19M

58.58M

56.09M

Selling, General & Administrative Expenses

53.06M

54.42M

53.78M

61.73M

Selling & Marketing Expenses

23.08M

22.64M

21.52M

23.49M

General & Administrative Expenses

29.98M

31.79M

32.26M

38.24M

Other Expenses

29.18M

62.79M

0

-477k

Operating Income

42.15M

19.63M

60.71M

43.77M

Total Other Income/Expenses Net

-12.19M

-13.41M

-14.09M

-10.53M

Income Before Tax

29.96M

6.22M

46.62M

33.24M

Income Tax

3.6M

515k

10.79M

4.43M

Net Income

26.36M

5.7M

35.82M

28.81M

Basic EPS

0.3

0.07

0.41

0.33

EPS Diluted

0.3

0.06

0.4

0.33

Basic Average Shares

86.87M

87.19M

87.13M

86.47M

Diluted Average Shares

88.83M

88.63M

88.65M

88.32M

EBITDA

84.4M

65.09M

105.65M

83.97M

All figures are in USD.

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