FMP
SoFi Technologies, Inc.
SOFI
NASDAQ
SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.
12.7 USD
0.19 (1.5%)
SOFI Financial Statements
Quarter
2025 Q1
2024 Q4
2024 Q3
2024 Q2
Total Revenue
763.81M
734.13M
689.45M
586.98M
Cost of Revenue
73.98M
1.66M
-1.66M
0
Gross Profit
689.84M
732.46M
691.11M
586.98M
Operating Expenses
550.78M
688.15M
643.25M
593.49M
Research and Development
156.21M
148.99M
139.71M
132.17M
Selling, General & Administrative Expenses
394.57M
390.18M
503.54M
329.77M
Selling & Marketing Expenses
238.18M
229.26M
214.9M
184.76M
General & Administrative Expenses
156.4M
160.92M
148.92M
145.01M
Other Expenses
0
0
0
0
Operating Income
213.03M
204.77M
47.85M
-6.51M
Total Other Income/Expenses Net
-133.25M
-144.84M
16M
21.85M
Income Before Tax
79.78M
59.92M
63.85M
15.34M
Income Tax
8.67M
-272.55M
3.11M
-2.06M
Net Income
71.12M
332.47M
60.74M
17.4M
Basic EPS
0.06
0.31
0.06
0.01
EPS Diluted
0.06
0.29
0.05
0.01
Basic Average Shares
1.1B
1.15B
1.07B
1.06B
Diluted Average Shares
1.19B
1.15B
1.1B
1.07B
EBITDA
400.15M
-203.5M
99.65M
43.11M
Retained Earning Schedule
Quarter
2025 Q1
2024 Q4
2024 Q3
2024 Q2
Retained Earnings (Previous Year)
-1.31B
-1.64B
-1.7B
-1.72B
Net Income
71.12M
332.47M
60.74M
17.4M
Stock Repurchases
-770k
-4.88M
-323.4M
-3.76M
Dividend Paid
0
0
0
0
Retained Earnings
-1.23B
-1.31B
-1.64B
-1.7B
Other Distributions
70.35M
327.59M
-262.65M
13.64M
PPE Schedule
Quarter
2025 Q1
2024 Q4
2024 Q3
2024 Q2
Gross PPE
487.57M
369.09M
350.38M
329.64M
Annual Depreciation
55.28M
-149.95M
51.79M
49.62M
Capital Expenditure
-44.23M
-45.8M
-39.47M
-34.11M
Net PPE
476.52M
564.84M
338.06M
314.13M
Intangible and Goodwill Schedule
Quarter
2025 Q1
2024 Q4
2024 Q3
2024 Q2
Acquisitions and Adjustments
0
0
0
0
Goodwill (Previous Year)
1.39B
1.39B
1.39B
1.39B
Goodwill
1.39B
1.39B
1.39B
1.39B
All figures are in USD.
