• Analysts estimate an earnings per share (EPS) of $2.11, a 3.9% increase from the previous year.
• Projected revenue for the quarter is approximately $3.29 billion, a 1.4% rise year-over-year.
• The company's price-to-earnings (P/E) ratio is approximately 14.35, indicating the market's valuation of its earnings.

Unum Group (NYSE:UNM) is a leading provider of financial protection benefits in the United States and the United Kingdom. The company offers a range of insurance products, including disability, life, and accident insurance. As UNM prepares to release its quarterly earnings on February 5, 2026, analysts are closely watching the company's financial performance.

Analysts estimate that UNM will report earnings per share (EPS) of $2.11, reflecting a 3.9% increase from the previous year. This growth is expected despite challenges in investment income. Revenue for the quarter is projected to be approximately $3.29 billion, marking a 1.4% rise compared to the same period last year. The anticipated revenue growth is supported by a 1.7% increase in premium income, driven by favorable persistency and improved sales trends.

Over the past month, there has been a slight downward revision of 0.4% in the consensus EPS estimate. Such revisions are important as they can influence investor reactions and impact the short-term price performance of the stock. Despite the positive growth outlook, the Zacks model does not definitively predict an earnings beat for UNM this quarter.

UNM's financial metrics provide additional context for investors. The company's price-to-earnings (P/E) ratio is approximately 14.35, indicating the market's valuation of its earnings. The price-to-sales ratio stands at about 0.99, suggesting that investors are paying less than one dollar for every dollar of sales. The enterprise value to sales ratio is around 1.26, reflecting the company's total valuation relative to its sales.

The enterprise value to operating cash flow ratio is approximately 19.98, offering insight into how the market values UNM's cash-generating ability. The earnings yield is about 6.97%, providing a perspective on the return on investment for shareholders. With a debt-to-equity ratio of approximately 0.34, UNM maintains a relatively low level of debt compared to equity. The current ratio is around 2.33, indicating that the company has more than twice the current assets needed to cover its current liabilities.