FMP
Affirm Holdings, Inc.
AFRM
NASDAQ
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.
52.34 USD
2.59 (4.95%)
Operating Data
Year
2020
2021
2022
2023
2024
2025
2026
2027
2028
2029
Revenue
509.53M
870.46M
1.35B
1.59B
2.32B
3.43B
5.05B
7.45B
10.98B
16.19B
Revenue %
-
70.84
55.01
17.69
46.29
47.46
47.46
47.46
47.46
Ebitda
-70.51M
-370.69M
-602.41M
-671.6M
-2.23M
-982.8M
-1.45B
-2.14B
-3.15B
-4.65B
Ebitda %
-13.84
-42.59
-44.65
-42.29
-0.1
-28.69
-28.69
-28.69
-28.69
Ebit
-79.91M
-390.67M
-655.14M
-806.23M
-171.27M
-1.15B
-1.69B
-2.49B
-3.67B
-5.42B
Ebit %
-15.68
-44.88
-48.55
-50.77
-7.37
-33.45
-33.45
-33.45
-33.45
Depreciation
9.4M
19.98M
52.72M
134.63M
169.04M
163.07M
240.45M
354.56M
522.82M
770.92M
Depreciation %
1.84
2.3
3.91
8.48
7.28
4.76
4.76
4.76
4.76
Balance Sheet
Year
2020
2021
2022
2023
2024
2025
2026
2027
2028
2029
Total Cash
267.06M
1.47B
2.85B
2.07B
2.14B
3.05B
4.49B
6.62B
9.77B
14.4B
Total Cash %
52.41
168.48
211.26
130.14
92.33
88.95
88.95
88.95
88.95
Receivables
59M
131.03M
161.94M
199.16M
353.03M
454.71M
670.49M
988.68M
1.46B
2.15B
Receivables %
11.58
15.05
12
12.54
15.2
13.27
13.27
13.27
13.27
Inventories
1
-171.8M
-72.67M
1
-334.32M
-270.7M
-399.16M
-588.59M
-867.91M
-1.28B
Inventories %
0
-19.74
-5.39
0
-14.39
-7.9
-7.9
-7.9
-7.9
Payable
18.36M
57.76M
33.07M
28.6M
41.02M
111.37M
164.22M
242.16M
357.07M
526.53M
Payable %
3.6
6.64
2.45
1.8
1.77
3.25
3.25
3.25
3.25
Cap Ex
-21.02M
-20.25M
-111.7M
-120.78M
-159.3M
-200M
-294.91M
-434.86M
-641.22M
-945.52M
Cap Ex %
-4.13
-2.33
-8.28
-7.61
-6.86
-5.84
-5.84
-5.84
-5.84
Weighted Average Cost Of Capital
Price
52.34
Beta
Diluted Shares Outstanding
309.86M
Costof Debt
5.2
Tax Rate
After Tax Cost Of Debt
5.2
Risk Free Rate
Market Risk Premium
Cost Of Equity
Total Debt
6.61B
Total Equity
16.22B
Total Capital
22.83B
Debt Weighting
28.97
Equity Weighting
71.03
Wacc
16.64
Build Up Free Cash Flow
Year
2020
2021
2022
2023
2024
2025
2026
2027
2028
2029
Revenue
509.53M
870.46M
1.35B
1.59B
2.32B
3.43B
5.05B
7.45B
10.98B
16.19B
Ebitda
-70.51M
-370.69M
-602.41M
-671.6M
-2.23M
-982.8M
-1.45B
-2.14B
-3.15B
-4.65B
Ebit
-79.91M
-390.67M
-655.14M
-806.23M
-171.27M
-1.15B
-1.69B
-2.49B
-3.67B
-5.42B
Tax Rate
-0.43
-0.43
-0.43
-0.43
-0.43
-0.43
-0.43
-0.43
-0.43
-0.43
Ebiat
-80.17M
-388.56M
-639.4M
-803.05M
-172.01M
-1.14B
-1.68B
-2.47B
-3.65B
-5.38B
Depreciation
9.4M
19.98M
52.72M
134.63M
169.04M
163.07M
240.45M
354.56M
522.82M
770.92M
Receivables
59M
131.03M
161.94M
199.16M
353.03M
454.71M
670.49M
988.68M
1.46B
2.15B
Inventories
1
-171.8M
-72.67M
1
-334.32M
-270.7M
-399.16M
-588.59M
-867.91M
-1.28B
Payable
18.36M
57.76M
33.07M
28.6M
41.02M
111.37M
164.22M
242.16M
357.07M
526.53M
Cap Ex
-21.02M
-20.25M
-111.7M
-120.78M
-159.3M
-200M
-294.91M
-434.86M
-641.22M
-945.52M
Ufcf
-132.43M
-249.66M
-853.11M
-903.55M
30.6M
-1.27B
-1.77B
-2.61B
-3.84B
-5.67B
Wacc
16.64
16.64
16.64
16.64
16.64
Pv Ufcf
-1.09B
-1.3B
-1.64B
-2.08B
-2.62B
Sum Pv Ufcf
-8.73B
Terminal Value
Growth In Perpetuity Method
Long Term Growth Rate
Wacc
16.64
Free Cash Flow T1
-5.78B
Terminal Value
-39.48B
Present Terminal Value
-18.29B
Intrinsic Value
Enterprise Value
-27.02B
Net Debt
5.6B
Equity Value
-32.62B
Diluted Shares Outstanding
309.86M
Equity Value Per Share
-105.27
Projected DCF
-105.27 1.497%
