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AFRM - Affirm Holdings, Inc...

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Affirm Holdings, Inc.

AFRM

NASDAQ

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.

52.34 USD

2.59 (4.95%)

AFRM Financial Statements

Year

2024

2023

2022

2021

Total Revenue

2.32B

1.59B

1.35B

870.46M

Cost of Revenue

845.11M

873.16M

576.46M

329.85M

Gross Profit

1.48B

714.82M

772.84M

540.62M

Operating Expenses

2.09B

1.7B

1.57B

867.11M

Research and Development

501.86M

615.82M

418.64M

249.34M

Selling, General & Administrative Expenses

1.1B

1.22B

1.11B

554.53M

Selling & Marketing Expenses

576.4M

638.28M

532.34M

184.28M

General & Administrative Expenses

525.29M

586.4M

577.49M

370.25M

Other Expenses

490.19M

211.62M

459.35M

312.58M

Operating Income

-615.85M

-1.2B

-796.35M

-326.49M

Total Other Income/Expenses Net

100.32M

211.62M

141.22M

-59.7M

Income Before Tax

-515.53M

-989.25M

-724.83M

-433.27M

Income Tax

2.23M

-3.9M

-17.41M

-2.34M

Net Income

-517.76M

-985.35M

-707.42M

-430.92M

Basic EPS

-1.67

-3.34

-2.51

-2.72

EPS Diluted

-1.67

-3.34

-2.51

-2.72

Basic Average Shares

309.86M

295.34M

281.7M

158.37M

Diluted Average Shares

309.86M

295.34M

281.7M

158.37M

EBITDA

-2.23M

-671.6M

-602.41M

-370.69M

Retained Earning Schedule

Year

2024

2023

2022

2021

Retained Earnings (Previous Year)

-2.59B

-1.61B

-888.38M

-447.17M

Net Income

-517.76M

-985.35M

-707.42M

-430.92M

Stock Repurchases

-189.17M

-109k

-86k

-800k

Dividend Paid

0

0

0

0

Retained Earnings

-3.11B

-2.59B

-1.61B

-888.38M

Other Distributions

-706.93M

-985.45M

-717.61M

-442.01M

PPE Schedule

Year

2024

2023

2022

2021

Gross PPE

449.55M

320.31M

171.48M

62.5M

Annual Depreciation

169.04M

134.63M

52.72M

19.98M

Capital Expenditure

-159.3M

-120.78M

-111.7M

-20.25M

Net PPE

439.8M

306.45M

230.47M

62.77M

Intangible and Goodwill Schedule

Year

2024

2023

2022

2021

Acquisitions and Adjustments

-9.13M

3.04M

23.02M

515.26M

Goodwill (Previous Year)

542.57M

539.53M

516.51M

1.25M

Goodwill

533.44M

542.57M

539.53M

516.51M

All figures are in USD.

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