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AFRM - Affirm Holdings, Inc...

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Affirm Holdings, Inc.

AFRM

NASDAQ

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.

52.34 USD

2.59 (4.95%)

AFRM Financial Statements

Quarter

2025 Q2

2025 Q1

2024 Q4

2024 Q3

Total Revenue

866.38M

698.48M

659.18M

576.16M

Cost of Revenue

264.17M

229.44M

89.17M

88.21M

Gross Profit

602.21M

469.04M

570.02M

487.95M

Operating Expenses

606.53M

601.67M

500.62M

508.94M

Research and Development

0

0

124.23M

124.83M

Selling, General & Administrative Expenses

275.45M

283.71M

376.39M

384.11M

Selling & Marketing Expenses

136.04M

145.23M

135.32M

132.95M

General & Administrative Expenses

139.41M

138.48M

123.46M

128.72M

Other Expenses

331.08M

317.95M

29.32M

27.74M

Operating Income

-4.32M

-132.62M

69.4M

-20.99M

Total Other Income/Expenses Net

87.18M

34.3M

-113.53M

-95.65M

Income Before Tax

82.86M

-98.32M

-44.14M

-133.05M

Income Tax

2.5M

1.9M

997k

890k

Net Income

80.36M

-100.22M

-45.14M

-133.94M

Basic EPS

0.25

-0.31

-0.14

-0.43

EPS Diluted

0.23

-0.31

-0.14

-0.43

Basic Average Shares

322.28M

318.23M

315.48M

312.63M

Diluted Average Shares

345.2M

318.23M

315.48M

312.63M

EBITDA

245.51M

-71.9M

130.56M

-5.48M

Retained Earning Schedule

Quarter

2025 Q2

2025 Q1

2024 Q4

2024 Q3

Retained Earnings (Previous Year)

-3.21B

-3.11B

-3.06B

-2.93B

Net Income

80.36M

-100.22M

-45.14M

-133.94M

Stock Repurchases

0

-63.21M

-40.98M

-72.51M

Dividend Paid

0

0

0

0

Retained Earnings

-3.13B

-3.21B

-3.11B

-3.06B

Other Distributions

80.36M

-163.43M

-86.12M

-206.45M

PPE Schedule

Quarter

2025 Q2

2025 Q1

2024 Q4

2024 Q3

Gross PPE

506.33M

473.02M

449.55M

425.57M

Annual Depreciation

54.89M

46.72M

65.39M

37.11M

Capital Expenditure

-43.91M

-44.15M

-38.26M

-46.48M

Net PPE

495.35M

470.45M

422.42M

434.93M

Intangible and Goodwill Schedule

Quarter

2025 Q2

2025 Q1

2024 Q4

2024 Q3

Acquisitions and Adjustments

-15.05M

3.31M

-2.38M

-5.34M

Goodwill (Previous Year)

536.75M

533.44M

535.82M

541.16M

Goodwill

521.7M

536.75M

533.44M

535.82M

All figures are in USD.

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