FMP
SoFi Technologies, Inc.
SOFI
NASDAQ
SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.
12.51 USD
-0.76 (-6.08%)
Operating Data
Year
2020
2021
2022
2023
2024
2025
2026
2027
2028
2029
Revenue
565.53M
977.3M
1.52B
2.91B
3.77B
6.11B
9.92B
16.11B
26.14B
42.44B
Revenue %
-
72.81
55.45
91.69
29.33
62.32
62.32
62.32
62.32
Ebitda
-280.99M
-371.38M
737k
-99.74M
436.84M
-971.57M
-1.58B
-2.56B
-4.16B
-6.74B
Ebitda %
-49.69
-38
0.05
-3.43
11.6
-15.89
-15.89
-15.89
-15.89
Ebit
-350.82M
-472.95M
-151.36M
-301.16M
233.34M
-1.52B
-2.47B
-4.01B
-6.51B
-10.57B
Ebit %
-62.03
-48.39
-9.96
-10.34
6.2
-24.91
-24.91
-24.91
-24.91
Depreciation
69.83M
101.57M
152.1M
201.42M
203.5M
551.07M
894.5M
1.45B
2.36B
3.83B
Depreciation %
12.35
10.39
10.01
6.92
5.4
9.01
9.01
9.01
9.01
EBIT (Operating profit)(Operating income)(Operating earning) = GROSS MARGIN (REVENUE - COGS) - OPERATING EXPENSES (R&D, RENT) EBIT = (1*) (2*) -> operating process (leverage -> interest -> EBT -> tax -> net Income) EBITDA = GROSS MARGIN (REVENUE - COGS) - OPERATING EXPENSES (R&D, RENT) + Depreciation + amortization EBITA = (1*) (2*) (3*) (4*) company's CURRENT operating profitability (i.e., how much profit it makes with its present assets and its operations on the products it produces and sells, as well as providing a proxy for cash flow) -> performance of a company (1*) discounting the effects of interest payments from different forms of financing (by ignoring interest payments), (2*) political jurisdictions (by ignoring tax), collections of assets (by ignoring depreciation of assets), and different takeover histories (by ignoring amortization often stemming from goodwill) (3*) collections of assets (by ignoring depreciation of assets) (4*) different takeover histories (by ignoring amortization often stemming from goodwill)
