FMP
Open Lending Corporation
LPRO
NASDAQ
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States. It offers Lenders Protection Program (LPP), which is a Software as a Service platform that facilitates loan decision making and automated underwriting by third-party lenders and the issuance of credit default insurance through third-party insurance providers. The company's LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.
1.34 USD
0.06 (4.48%)
LPRO Financial Statements
Year
2024
2023
2022
2021
Current Assets
275.73M
289.88M
280.74M
202.79M
Cash & Short Term Investments
243.16M
240.21M
204.45M
116.45M
Cash And Cash Equivalents
243.16M
240.21M
204.45M
116.45M
Short Term Investments
0
0
0
0
Net Receivables
18.59M
40.35M
69.86M
78.41M
Inventory
0
0
4.07M
5.53M
Other Current Assets
13.97M
9.31M
6.43M
7.93M
Non-Current Assets
20.64M
84.16M
98.89M
116.03M
Property, Plant & Equipment
4.61M
7.9M
7.18M
7.85M
Goodwill And Intangible Assets
5.39M
0
-21M
-42.41M
Goodwill
0
0
0
0
Intangible Assets
5.39M
0
0
0
Long Term Investments
0
0
21M
42.41M
Tax Assets
0
70.11M
65.13M
65.5M
Other Non-Current Assets
10.65M
6.14M
26.58M
42.68M
Other Assets
0
0
0
0
Total Assets
296.37M
374.04M
379.63M
318.82M
-
-
-
-
Current Liabilities
47.25M
20.59M
15.11M
12.06M
Accounts Payable
953k
375k
288k
1.28M
Short Term Debt
8.28M
5.32M
4.31M
3.62M
Tax Payables
0
0
0
0
Deferred Revenue
0
0
0
3.98M
Other Current Liabilities
38.02M
14.89M
10.51M
7.16M
Total Current Liabilities
47.25M
20.59M
15.11M
12.06M
Total Non-Current Liabilities
171.03M
147.87M
151.7M
147.78M
Long-Term Debt
6.55M
142.81M
147.76M
147.78M
Deferred Revenue
0
0
0
0
Deferred Taxes Liabilities
0
0
0
0
Other Non Current liabilities
164.48M
5.06M
3.94M
0
Total Liabilities
218.28M
168.46M
166.81M
159.84M
Other Liabilities
0
0
0
0
Stockholders Equity
78.09M
205.58M
212.82M
158.98M
Common Stock
1.28M
1.28M
1.28M
1.28M
Retained Earnings
-328.76M
-193.75M
-215.82M
-282.44M
Accumulated Other Comprehensive Income/Loss
0
0
0
0
Other Shareholders Equity
405.56M
398.05M
427.36M
440.14M
Total Liabilities and Stockholders Equity
296.37M
374.04M
379.63M
318.82M
Retained Earning Schedule
Year
2024
2023
2022
2021
Retained Earnings (Previous Year)
-193.75M
-215.82M
-282.44M
-428.41M
Net Income
-135.01M
22.07M
66.62M
146.08M
Stock Repurchases
0
-37.32M
-18.02M
-20M
Dividend Paid
0
0
0
0
Retained Earnings
-328.76M
-193.75M
-215.82M
-282.44M
Other Distributions
-135.01M
-15.25M
48.6M
125.97M
PPE Schedule
Year
2024
2023
2022
2021
Gross PPE
4.61M
7.9M
7.18M
7.85M
Annual Depreciation
1.67M
1.78M
1.49M
1.67M
Capital Expenditure
-165k
-2.18M
-624k
-1.99M
Net PPE
3.1M
8.3M
6.31M
8.17M
Intangible and Goodwill Schedule
Year
2024
2023
2022
2021
Acquisitions and Adjustments
0
0
0
0
Goodwill (Previous Year)
0
0
0
0
Goodwill
0
0
0
0
All figures are in USD.
