FMP
Open Lending Corporation
LPRO
NASDAQ
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States. It offers Lenders Protection Program (LPP), which is a Software as a Service platform that facilitates loan decision making and automated underwriting by third-party lenders and the issuance of credit default insurance through third-party insurance providers. The company's LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.
1.34 USD
0.06 (4.48%)
LPRO Financial Statements
Year
2024
2023
2022
2021
CF from Operating Activities
17.6M
82.66M
107.43M
95.16M
Net Income
-135.01M
22.07M
66.62M
146.08M
Depreciation & Amortization
1.67M
1.16M
1.34M
1.12M
Deferred Income Taxes
70.11M
-4.99M
375k
20.05M
Stock Based Compensation
8.68M
9.49M
5.45M
3.81M
Change in Working Capital
70.89M
53.86M
33.07M
-29.82M
Accounts Receivable
18.01M
47.22M
804k
-2.18M
Inventory
0
0
0
-25.03M
Accounts Payable
578k
86k
-996k
-2.16M
Other Working Capital
52.3M
6.55M
33.26M
-450k
Other Non-Cash Items
1.26M
1.06M
579k
-46.1M
CF from Investing Activities
-3.9M
-2.18M
-624k
-1.99M
Investments in Property, Plant & Equipment
-165k
-123k
-624k
-1.99M
Net Acquisitions
0
0
0
0
Investment Purchases
0
0
0
0
Sales/Maturities of Investments
0
0
0
0
Other Investing Activites
-3.73M
-2.06M
-386k
-1.88M
CF from Financing Activities
-6.45M
-42.33M
-17.8M
-77.81M
Debt Repayment
-4.69M
-3.75M
-148.59M
-194.19M
Common Stock Issued
0
0
0
0
Common Stock Repurchased
0
-37.32M
-18.02M
-20M
Dividends Paid
0
0
0
0
Other Financing Activites
-1.76M
-1.26M
-976k
-36.95M
Free Cash Flow
17.43M
80.48M
106.81M
93.17M
Operating Cash Flow
17.6M
82.66M
107.43M
95.16M
Capital Expenditures
-165k
-2.18M
-624k
-1.99M
Cash at Beginning of Period
246.67M
208.52M
119.51M
104.15M
Cash at End of Period
253.92M
246.67M
208.52M
119.51M
Net Change In Cash
7.25M
38.15M
89.01M
15.36M
Retained Earning Schedule
Year
2024
2023
2022
2021
Retained Earnings (Previous Year)
-193.75M
-215.82M
-282.44M
-428.41M
Net Income
-135.01M
22.07M
66.62M
146.08M
Stock Repurchases
0
-37.32M
-18.02M
-20M
Dividend Paid
0
0
0
0
Retained Earnings
-328.76M
-193.75M
-215.82M
-282.44M
Other Distributions
-135.01M
-15.25M
48.6M
125.97M
PPE Schedule
Year
2024
2023
2022
2021
Gross PPE
4.61M
7.9M
7.18M
7.85M
Annual Depreciation
1.67M
1.78M
1.49M
1.67M
Capital Expenditure
-165k
-2.18M
-624k
-1.99M
Net PPE
3.1M
8.3M
6.31M
8.17M
Intangible and Goodwill Schedule
Year
2024
2023
2022
2021
Acquisitions and Adjustments
0
0
0
0
Goodwill (Previous Year)
0
0
0
0
Goodwill
0
0
0
0
All figures are in USD.
