FMP
Upstart Holdings, Inc.
UPST
NASDAQ
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.
50.08 USD
2.39 (4.77%)
UPST Financial Statements
Year
2024
2023
2022
2021
Total Revenue
628.83M
508.12M
837.76M
846.61M
Cost of Revenue
0
0
0
0
Gross Profit
628.83M
508.12M
837.76M
846.61M
Operating Expenses
757.23M
748.14M
946.83M
712.88M
Research and Development
0
0
0
0
Selling, General & Administrative Expenses
555.73M
489.95M
719.06M
572.47M
Selling & Marketing Expenses
166.8M
127.14M
345.78M
333.45M
General & Administrative Expenses
388.93M
362.81M
373.28M
239.02M
Other Expenses
201.5M
258.19M
227.77M
140.41M
Operating Income
-172.86M
-256.52M
-113.86M
140.88M
Total Other Income/Expenses Net
44.46M
16.5M
4.79M
-7.15M
Income Before Tax
-128.4M
-240.03M
-109.07M
133.73M
Income Tax
185k
107k
-409k
-1.71M
Net Income
-128.58M
-240.13M
-108.67M
135.44M
Basic EPS
-1.44
-2.87
-1.31
1.73
EPS Diluted
-1.44
-2.87
-1.31
1.43
Basic Average Shares
89.45M
83.77M
82.77M
78.11M
Diluted Average Shares
89.45M
83.77M
82.77M
94.77M
EBITDA
-111.87M
-196.73M
-89.51M
152.93M
Retained Earning Schedule
Year
2024
2023
2022
2021
Retained Earnings (Previous Year)
-282.58M
-42.44M
66.22M
-69.22M
Net Income
-128.58M
-240.13M
-108.67M
135.44M
Stock Repurchases
-22k
-15k
-177.88M
0
Dividend Paid
0
0
0
0
Retained Earnings
-411.16M
-282.58M
-42.44M
66.22M
Other Distributions
-128.6M
-240.15M
-286.55M
135.44M
PPE Schedule
Year
2024
2023
2022
2021
Gross PPE
82.47M
66.05M
103.1M
106.88M
Annual Depreciation
20.55M
24.9M
13.51M
7.54M
Capital Expenditure
-837k
-1.53M
-22.91M
-15.12M
Net PPE
62.76M
42.67M
112.5M
114.45M
Intangible and Goodwill Schedule
Year
2024
2023
2022
2021
Acquisitions and Adjustments
0
0
0
67.06M
Goodwill (Previous Year)
67.06M
67.06M
67.06M
0
Goodwill
67.06M
67.06M
67.06M
67.06M
All figures are in USD.
